2000 Annual Report Citic Ka Wah Bank Cover 2000 Milestones Contents Financial Performance Chairman's Statement Report of Chief Executive Officer Review of Operations Risk Management Biographical of Directors and Senior Executives Professional Inquiries and Analyst Coverage Report of the Directors Auditors' Report Consolidated Profit and Loss Account Consolidated Statement of Recognised Gains and Losses Consolidated Balance Sheet Balance Sheet Consolidated Cash Flow Statement Notes on the Accounts Unaudited Supplementary Financial Information Corporation Information