Annual Report 2001 Hang Seng Bank Front cover Theme Corporate Profile Contents Results in Brief Five-year Financial Summary Chairman's Statement Chief Executive's Report Financial Review Corporate Information Biographical Details of Directors Biographical Details of Senior Management Report of the Directors 2001 Financial Statements Contents Consolidated Profit and Loss Account Consolidated Balance Sheet Balance Sheet Consolidated Statement of Recognised Gains and Losses Reconciliation of Movements in Consolidated Shareholders' Funds Consolidated Cash Flow Statement Notes on the Accounts (part 1 of 2) Notes on the Accounts (part 2 of 2) Report of the Auditors Analysis of Shareholders Notice of Annual General Meeting Subsidiaries Financial Calendar Design & Photography Back cover