2003 Annual Report

	Liu Chong Hing Bank Limited (1111)

Contents Five-year Financial Summary Corporate Information (1) Corporate Information (2) Corporate Information (3) Abridged Corporate Structure Share Trading Summary Shareholders' Calendar Notice of Annual General Meeting (1) Notice of Annual General Meeting (2) Notice of Annual General Meeting (3) Notice of Annual General Meeting (4) Explanatory Statement (1) Explanatory Statement (2) Executive Chairman's Statement (1) Executive Chairman's Statement (2) Directors' Report (1) Directors' Report (2) Directors' Report (3) Auditors' Report Financial Statements - Contents Consolidated Income Statement Consolidated Balance Sheet Balance Sheet Consolidated Statement of Changes in Equity Consolidated Cash Flow Statement Notes to the Financial Statements (1) Notes to the Financial Statements (2) Notes to the Financial Statements (3) Notes to the Financial Statements (4) Notes to the Financial Statements (5) Notes to the Financial Statements (6) Notes to the Financial Statements (7) Notes to the Financial Statements (8) Notes to the Financial Statements (9) Notes to the Financial Statements (10) Notes to the Financial Statements (11) Notes to the Financial Statements (12) Unaudited Supplementary Financial Information (1) Unaudited Supplementary Financial Information (2) Unaudited Supplementary Financial Information (3) Head Office, Branches, Subsidiaries and Affiliates Proxy Form for Annual General Meeting