Annual Report 2004

	Pacific Century Insurance Holdings Limited (00065)

Cover A Significant Chapter in our Story Our Mission Corporate Profile Financial Highlights Prospering with our Customers 2004 Milestones Chairman's Statement Contributing to the Community Board of Directors Nurturing our People A Message from PCI Group's Global Spokesperson - China's No.1 Golfer, Zhang Lianwei Management Discussion and Analysis of Operations Enhancing Shareholder Value Corporate Officers and Agency Management Financial Report Report of the Directors Report of the Auditors Consolidated Revenue and Profit and Loss Account Consolidated Balance Sheet Consolidated Statement of Changes in Equity Consolidated Cash Flow Statement Balance sheet Notes to Financial Statements Summary of Financial Information Definitions Glossary Corporate Information