2000 Annual Report USI Holdings Limited Corporate Profile Group Chart Financial Highlights Chairman's Statement Management Discussion and Analysis Management Discussion and Analysis Directors and Senior Management Profile Directors' Report Directors' Report Directors' Report Auditors' Report Consolidated Income Statement Consolidated Balance Sheet Balance Sheet Conslidated Statement of Recognised Gains & Losses Consolidated Cash Flow Statement Notes to the Financial Statement Notes to the Financial Statement Notes to the Financial Statement Notes to the Financial Statement Notes to the Financial Statement Five Year Financial Summary Analysis of Properties held for Invesment Purposes Analysis of Properties under Development Notice of Annual General Meeting Corporate Information