Annual Report 2008

	Hang Seng Bank Limited (00011)

Front Cover Contents Theme Corporate Profile Results in Brief Five-year Financial Summary Major Milestones Recognition Chairman¡¦s Statement Chief Executive¡¦s Report Corporate Responsibility Corporate Governance and Other Information Management Discussion and Analysis - Business in Hong Kong Management Discussion and Analysis - Business on the Mainland Management Discussion and Analysis - Financial Review Biographical Details of Directors Biographical Details of Senior Management Report of the Directors 2008 Financial Statements Consolidated Income Statement Consolidated Balance Sheet Balance Sheet Consolidated Statement of Recognised Income and Expense Consolidated Cash Flow Statement Notes to the Financial Statements Independent Auditor's Report Supplementary Notes to the Financial Statements (unaudited) Analysis of Shareholders Subsidiaries Corporate Information and Calendar Inside Back Cover Back Cover